know what you want

1

Create your “wants and needs” list to determine what you want most in a home. 

Find a real estate agent

You win with the right people on your team. Find a real estate agent and loan consultant to assist you on this journey.

pre-qualifying for a loan

3

Pre-qualifying for a loan or receiving a pre-approval shows sellers that you are a serious buyer and that you can secure a mortgage – which provide sellers with an added level of confidence in your ability to purchase their home.

contact afs

4

All Financial Services uses the best of today’s technology to create a faster, easier mortgage loan process. In addition to taking a high-tech approach to paperwork, the AFS Buyer Experience speeds up the process that takes eligible borrowers from application to closing in record time – as little as 10 business days. Let All Financial Services guide you to your perfect home.

Learn More

Learn More

Learn More

2

Contact Us 

Mortgage Payment Breakdown

Your monthly mortgage payment typically is made up of four components: principal, interest, taxes, and insurance, together known as PITI. 

principal

Part of the monthly payment that reduces the remaining balance of the mortgage.

Interest

The  fee charged for borrowing money.

taxes

The amount of annual tax that you pay on your home is based on the market value of your property.

insurance

Homeowners’ insurance protects your home in the event of damage or loss.

Use our Mortgage Payment Calculator to estimate your monthly payments.

Mortgage Payment Calculator

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"Working with you has been a pleasure. You’ve provided me with great service, and I will definitely send you referrals in the future."

Tyesha B.

"I would like to show my gratitude for you taking the extra effort to help support and assist me in successfully securing my mortgage. I worried about foreclosure for a year until you all assisted me. Thank you!"

Cecile D.

"No matter how many times I asked a question or how many questions I asked, my loan officer did not get tired of me or made me feel inadequate because of all the questions I asked. The home buying experience was smooth, and I recommend All Financial Services to anyone going through the home buying experience."

Kim Neal

"I was referred to All Financial Services by someone who sung your praises. I was not sure how my experience would go but I too am singing your praises. I appreciated all the information you imparted to me. You answered all my questions, albeit quite a lot, and at no point did I feel like I was a bother. Thank You, Thank You, Thank You. Now I am in a home of my own."

Grace D. 

Home Buying Resources

What’s included in your monthly mortgage payments? Do you know?

An easy way to manage property taxes and insurance premiums for your home – true or false?

What other types of properties can you buy, a duplex, manufactured home, condominium, or build one?

Coming Soon

Coming Soon

Coming Soon

WHAT'S IN A MORTGAGE PAYMENT

WHAT’S AN ESCROW?

TYPES OF HOMES TO BE PURCHASED

First-Time Home Buyer Checklist

Download your 

Having a checklist to guide you through the home buying process will ensure that you know where you are in the process and allows you to know what to expect.

List any “must haves” under your “needs” column and “nice to have” under your “wants” column. Put it in writing so you don’t miss anything. 

All Financial Services will guide you through the mortgage loan process by identifying programs that fit your financing needs and a real estate agent will help you find a property that meets your needs.

Your All Financial Services’ Loan Consultant will help you get pre-qualified or pre-approved.