We make sure that we understand the goals and objectives for every client versus pushing them into the largest home they can afford.
We help you through the AFS Buyer Experience with the products and services that meet your needs.
Whether it’s your first or fifth time, buying a home can be an overwhelming process.
Knowing what to expect on your journey to home ownership makes the experience less stressful.
All Financial Services is here to guide you through the mortgage loan process.
DO YOUR RESEARCH
Know what you want in a home. Narrow your search by price range, area, and size of home. What are your must haves and what can you live without?
Find your professionals
Real estate is always changing. Work with experienced real estate agents and mortgage professionals who will help guide you through the home buying process.
Apply for a mortgage
Know how much home you can afford. Let All Financial Services help you find the right mortgage loan for you.
Refinancing can offer you the opportunity to lower your monthly mortgage payment, pay off your mortgage faster, or receive cash in hand.
A cash-out refinance gives you cash in hand based on the equity in your home.
Trading your adjustable-rate mortgage for a fixed rate mortgage can mean more predictable monthly payments.
You can build home equity in one of two ways, with an increase in your property’s value or decrease your mortgage debt. Refinancing can speed up the building of equity.
Making the home buying process easier is a hallmark of All Financial Services. This list can help you keep track of all the steps within the steps.
Home buying has a vocabulary all its own. Understanding the terminology of home buying will put you one step ahead.
Have you considered the costs of lawn care, increased utilities, association fees, etc.? Budgeting for these costs will help keep unexpected expenses to a minimum.
Betty S. and Lauretta B.
Having a checklist to guide you through the home buying process will ensure that you know where you are in the process and allows you to know what to expect.