So, you're ready to buy your first home...

Buying your first home is                                

an exciting prospect.

With our guidance, understanding and preparing for the process can ultimately make it a painless experience.


You need to know the difference between your “wants” and “must haves” in a home. How much will my monthly payment be? How much money will I have to come out-of-pocket with? What type of loan best suits my needs? 

There are many aspects to homebuying that need to be considered, understood, and determined before you buy and move into your home.

Top things to think about when you buy a home for

the first time:

What do i need in a home?

Create your "needs vs wants" makes it easier to decide what home will best accommodate you and your family. The list you create will ensure you buy the home that is just for you.

How Much Money Do I Have to Spend?

Buying your dream home is exciting. That excitement can lead to buying beyond your budget. Knowing how much money you have to spend, and other costs associated with buying and owning a home will ensure that you can afford your home and helps you reach your intended goals.

What Mortgage is Best for Me?

There are a variety of mortgage loans. You must find the one that best suits your needs and financial position. You may have special circumstances that qualify you for one type of loan and not another. Having all the right information will simplify the buying process for you.

The amount of paperwork, time, and energy put into buying a home can be stressful and all consuming. Having a checklist to guide you along the process will ensure that you know where you are always in the process and allows you to know what to expect.

Download our First Time Home Buying Guide
To help you along the way 

"You understood my goals and my timeframe and worked tirelessly for me to meet both. This was not my first homebuying experience, but it was the best. Thanks All Financial Services!"

Mary Smith

"It was the education for me. I thought that I knew about the mortgage industry or was familiar with it, but I commend Bill and his team for all the time they took for me to truly understand my loan options to make an informed decision for me and my family. They placed my family's interest over finances. For that, I'm eternally grateful."

Megan P.

"The “Thank You’s” cannot be expressed loud enough for the excellent service All Financial Services provided to us in making our journey to homeownership come true. Continued prayers and blessings to all!"

Philip & Montina McAbee

"For your loving heart and your helping hands, I would like to thank you so much for all your hard work you and the All Financial Services team did in helping me get into this new home. My children and I are eternally grateful."

Whitley Owens

More Resources for First-Time Buyers

When budgeting for a new home, the cost of the home itself is just one item you need to consider. Building a budget that includes a home inspection, an appraisal and other miscellaneous closing costs. 

We share a few reasons why you should consider getting pre-approved before you start house hunting.

Will the wait for a lower home price get you hit with a higher mortgage rate or sales price, and cost you money in the end?

Coming Soon