know what you want


Create your “wants and needs” list to determine what you want most in a home. 

Find a real estate agent

You win with the right people on your team. Find a real estate agent and loan consultant to assist you on this journey.

pre-qualifying for a loan


Pre-qualifying for a loan or receiving a pre-approval shows sellers that you are a serious buyer and that you can secure a mortgage – which provide sellers with an added level of confidence in your ability to purchase their home.

contact afs


Let All Financial Services guide you to your perfect home. Contact All Financial Services to help you get pre-qualified or pre-approved.

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Contact Us 

Mortgage Payment Breakdown

Your monthly mortgage payment typically is made up of four components: principal, interest, taxes, and insurance, together known as PITI. 


Part of the monthly payment that reduces the remaining balance of the mortgage.


The  fee charged for borrowing money.


The amount of annual tax that you pay on your home is based on the market value of your property.


Homeowners’ insurance protects your home in the event of damage or loss.

Use our Mortgage Payment Calculator to estimate your monthly payments.

Mortgage Payment Calculator

Need help getting started?

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PMI (Conventional Loans) – Private mortgage insurance | MIP (FHA Loans) – Mortgage insurance premium | Guarantee Fee (VA Loans)

"Working with you has been a pleasure. You’ve provided me with great service, and I will definitely send you referrals in the future."

Tyesha B.

"I would like to show my gratitude for you taking the extra effort to help support and assist me in successfully securing my mortgage. I worried about foreclosure for a year until you all assisted me. Thank you!"

Cecile D.

"No matter how many times I asked a question or how many questions I asked, my loan officer did not get tired of me or made me feel inadequate because of all the questions I asked. The homebuying experience was smooth, and I recommend All Financial Services to anyone going through the homebuying experience."

Kim Neal

"I was referred to All Financial Services by someone who sung your praises. I was not sure how my experience would go but I too am singing your praises. I appreciated all the information you imparted to me. You answered all my questions, albeit quite a lot, and at no point did I feel like I was a bother. Thank You, Thank You, Thank You. Now I am in a home of my own."

Grace D. 

Homebuying Resources

What’s included in your monthly mortgage payments? Do you know?

An easy way to manage property taxes and insurance premiums for your home – true or false?

What other types of properties can you buy, a duplex, manufactured home, condominium, or build one?

Coming Soon

Coming Soon

Coming Soon




First-Time Homebuying Guide

Download your 

Having a guide to help you through the homebuying process will ensure that you know where you are in the process and allows you to know what to expect.

List any “must haves” under your “needs” column and “nice to have” under your “wants” column. Put it in writing so you don’t miss anything. 

All Financial Services will guide you through the mortgage loan process by identifying programs that fit your financing needs and a real estate agent will help you find a property that meets your needs.

Your All Financial Services’ Loan Consultant will help you get pre-qualified or pre-approved.