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Will the wait for a lower home price get you hit with a higher mortgage rate or sales price, and cost you money in the end?  


Do you know which source of funds is likely to cause a problem as you prepare to finance your home?  


In the world of credit, one bad decision can lower your credit score.  


If I get a home inspection, do I still need an appraisal?  


Understand the importance of having an experienced and knowledgeable mortgage professional.  


The AFS Buyer Experience, we’re your guide through the homebuying process.



Your Custom Home Budget Spreadsheet

A good budget helps you reach your spending and savings goals. By inputting your income sources and projected expenses into All Financial Services' worksheet, you will be able to create your personal home budget.

Use this budget worksheet to get control of your monthly living expenses. You can add and delete rows as necessary to reflect your personal finances.

Download as Google Spreadsheet

Keep this short list in mind when going through the home buying process.

Download as Excel Spreadsheet

First-Time Homebuying Guide

Download your 

Having a guide to help you through the homebuying process will ensure that you know where you are in the process and allows you to know what to expect.